> For the complete documentation index, see [llms.txt](https://docs.builtbydao.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.builtbydao.com/onboarding/member-housing.md).

# Member Housing

Housing Loyalty accompanies qualifying property-specific leases: qualifying base-rent history can earn soul-bound Rent rebate EQTBLT at the rate stamped for that lease.

Housing Loyalty adds a portable network record. It does not replace the lease, grant title to a property, guarantee a future purchase, or turn every rent dollar into equity.

## Property-specific rates

Each qualifying lease uses a documented rate from 5–15%, with 10% as the standard starting point. Economics and demand determine the final rate:

* higher-demand, higher-cost city properties generally use the lower end;
* standard properties can use 10%; and
* rural, lease-up, or lower-demand properties may use the higher end.

The rate is fixed for the lease term and reviewed at renewal. Housing Loyalty applies to qualifying base rent, not deposits, late fees, damages, utilities, or unrelated charges.

### Example

At $1,500 in qualifying base rent:

| Property rate | Issued amount for the period |
| ------------: | ---------------------------: |
|            5% |                           75 |
|           10% |                          150 |
|           15% |                          225 |

The table shows EQTBLT issuance, not a dollar valuation or guaranteed cash-out.

## Resident journey

1. Review an available property and its Housing Loyalty schedule.
2. Complete the property's application and underwriting.
3. Sign the applicable lease and connect a supported wallet.
4. Pay rent through the approved payment workflow.
5. After the period is verified, inspect the Housing Loyalty issuance and chain confirmation.

The contract prevents duplicate issuance for a rental period and preserves the property, period, qualifying amount, and rate provenance.

## Using the EQTBLT

Rent rebate EQTBLT can be used only through enabled closed-loop lanes. Spending transfers EQTBLT to DAO or registered-business custody; it does not burn it. A balance remains associated with the member when they move, but admission to another property still depends on that property's availability, application, underwriting, and lease.

Housing Loyalty provenance does not create Contributor-house voting weight. Separate participation and membership rules govern access to projects, Foundry resources, governance, purchases, or financing.

{% content-ref url="/pages/OiWYwch32aM3GCGK7BHh" %}
[Housing Loyalty](/housing-loyalty/equity-leases.md)
{% endcontent-ref %}

{% content-ref url="/pages/4dyHkNojNrIrQGavsuXD" %}
[EQTBLT Token](/token-economy/eqtblt.md)
{% endcontent-ref %}

{% content-ref url="/pages/TU1TCxYfgWnSxTJMwdhv" %}
[Smart Contract Catalog](/developers/contracts.md)
{% endcontent-ref %}


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