Equity-Building Leases

💡 Rent That Builds Wealth

Built By DAO's equity-building leases transform rent payments into real equity, giving renters a path to wealth accumulation that traditional renting doesn't offer.

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❌ The Problem with Traditional Renting

Traditional Renting	Reality
💸 100% to landlord	No equity accumulation
🏠 No ownership path	Renter gains nothing
📉 After 10 years	$180,000 paid, $0 equity

✅ The Built By Solution

Equity-Building Lease	Reality
💎 7-12% converts to equity	EQTBLT tokens
🏠 Path to ownership	Available
📈 After 10 years	$180,000 paid, $18,000 equity

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⚙️ How It Works

You Pay Rent
     ↓
Rent Split: 88-93% Property | 7-12% Equity
     ↓
Your Equity Portion → EQTBLT Tokens
     ↓
EQTBLT in Your Wallet
     ↓
Use for: Down Payment | Ownership | Redemption

Step by Step

Step	Action
1️⃣	Sign lease — Equity-building terms included
2️⃣	Pay rent — Monthly payment as usual
3️⃣	Automatic split — Equity portion calculated
4️⃣	EQTBLT minted — Tokens sent to your wallet
5️⃣	Equity grows — Accumulates over time
6️⃣	Use equity — Redeem when ready

How Equity Works

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📊 Equity Rates

📊 Rate Factors

Factor	Rate Impact
Base rate	10%
Longer lease term	+1-2%
Renewal bonus	+0.5%
Special programs	Varies

Range: 7% - 12%

📋 Example Rates

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💰 Monthly Example

Rent: $1,500/month, 10% rate

Component	Amount
Total rent	$1,500
Equity portion (10%)	$150
Property portion	$1,350
EQTBLT received	150

You pay the same $1,500, but $150 becomes yours as EQTBLT.

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📈 Long-Term Accumulation

At $1,500/month with 10% rate:

Period	EQTBLT Earned	Value
1 year	1,800	$1,800
3 years	5,400	$5,400
5 years	9,000	$9,000
10 years	18,000	$18,000

This is equity YOU own.

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💎 What You Can Do with EQTBLT

🏠 Down Payment

🏠 Apply to Home Purchase

Feature	Details
🏗️ Built By properties	Direct application
🏠 External purchases	Approved properties
💯 Full value credit	1:1 application

📊 Ownership

💵 Redemption

🔄 Transfer

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⚖️ Comparing Options

	Traditional Rent	Equity Lease
💰 Monthly	$1,500	$1,500
📊 Equity rate	0%	10%
📈 After 5 years	$0	$9,000
🏠 Ownership path	❌ No	✅ Yes
🧳 Portability	Start over	Equity portable

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✅ Eligibility

📋 Requirements

Requirement	Description
👥 Membership	Valid Built By DAO member
✅ Qualification	Pass standard rental criteria
📝 Lease	Sign equity-building lease
💳 Wallet	Maintain crypto wallet for EQTBLT

🏠 Properties

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🚀 The Process

🚀 Getting Started

Step	Action
1️⃣	Join Built By DAO
2️⃣	Browse available properties
3️⃣	Submit rental application
4️⃣	Sign equity-building lease
5️⃣	Set up wallet
6️⃣	Move in and start building equity

🔄 Ongoing

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❓ Frequently Asked Questions

Is this rent-to-own?

Similar but better:

• Rent-to-own: Usually one specific property

• Equity lease: Portable, flexible, multiple options

What if I move?

Your EQTBLT stays with you:

• Move to another Built By property

• Transfer equity to new location

• Or redeem for other uses

Is this taxable?

Consult a tax professional. Generally:

• EQTBLT receipt may be taxable

• Redemption may have tax implications

• Keep records of all transactions

What if Built By fails?

EQTBLT is backed by real assets:

• Treasury holds reserves

• Property portfolio provides backing

• Redemption rights protected

Can I lose my EQTBLT?

EQTBLT is yours:

• Can't be taken by landlord

• Survives eviction (you keep earned EQTBLT)

• Soul-bound to your wallet

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🌟 Success Stories

Maria - 3 Years to Down Payment

• Rented at $1,400/month

• Earned 5,040 EQTBLT

• Used for down payment

• Now a homeowner

James - Long-term Equity

• Rented 7 years

• Earned 12,600 EQTBLT

• Built while contributing

• Planning ownership stake

Sarah - Portable Equity

• Started in Chicago

• Moved to Austin (Built By property)

• Kept all her EQTBLT

• Continuing to build

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🚀 Get Started

Ready to start building equity?

1. Join Built By DAO

2. Set up your wallet

3. Browse available properties

4. Apply for housing

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🔗 Related Pages

How Equity WorksRent PaymentsRedemption OptionsPortability & TransferMember BenefitsEQTBLT Token